Prepare your household budget for parental leave
A temporary income change and new costs deserve a fresh budget, not an optimistic guess. KRONO helps organise the household plan; benefit entitlements need checking separately.
KRONO AS · Updated:
Start with confirmed income
Check payment amounts and dates with your employer and the relevant public authority. Country-specific benefits, eligibility, leave duration and taxes are not calculated by KRONO on this page. Do not treat an estimate as an approved entitlement.
An example budget, not a benefit calculation
Made-up illustration, not statistics: €2,800 monthly household income − €2,400 planned costs = €400 left. Another €300 of expenses leaves €100. Check rent, food, child supplies, insurance and loan payments individually.
Prepare a buffer and shared review
List one-off purchases and ongoing costs separately. Set your own savings target and review the plan together. Optional private-iCloud household sharing can support the overview; it does not promise automatic expense settlement.
Update the assumptions
The financial forecast extends up to 24 months from your inputs. Return-to-work dates, childcare places, benefit changes and future salaries are not automatically predicted. Revisit entries whenever plans change.
Know where advice belongs
Use official benefit information and qualified tax or financial advice when needed. KRONO organises your numbers; it does not make legal entitlement decisions or transfer benefit payments.
Country availability and pricing
Automatic bank connection is available only in Germany. Elsewhere, use manual accounts and CSV import.
Free forever: up to 3 accounts, 2 loans and 1 monthly budget. Pro: €6.99/month or €69.99/year in euro countries; App Store prices can vary by country.
Start with KRONO Free
Add your own figures and check which features fit your needs.
KRONO for iPhone (iOS) · Free: €0 · Pro: €6.99 per month or €69.99 per year in euro countries. Prices can differ by App Store country.
Automatic bank connection is currently only available in Germany. Elsewhere you add accounts manually or import transactions from a CSV file.
| Area | In KRONO | Limit |
|---|---|---|
| Net worth | Assets minus debts | Update manual values; no automatic property valuation |
| Cash flow | Income, expenses and loan payments | Only principal reduces debt |
| Forecast | Financial forecast up to 24 months; payments 7 days to 3 months | Based on your inputs, not a guarantee |
| Household | Optional private-iCloud sharing | No automatic settlement or verified Free sharing access |
| Bank connection | Germany only; manual or CSV elsewhere | Pro does not extend country availability |
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Frequently asked questions
Does KRONO calculate parental-leave benefits?
No. Confirm your entitlement and dates with the relevant authority.
Can I compare a lower-income period?
You can update your income and planned costs; the result depends on those assumptions.
Do I need bank connectivity?
No. Manual accounts and CSV work outside Germany, where bank sync is not offered.