Introducing KRONO Intelligence: your finances, explained
The November 2026 update is KRONO's release that introduces KRONO Intelligence, Life Plan, smarter categorisation and a more personal dashboard.
KRONO AS · Updated:
This is one of KRONO's biggest updates so far. Beyond AI, KRONO now helps you understand your financial data, ask questions about it, plan future decisions and jump straight to the underlying information — while AI processing stays on your iPhone.
1. KRONO Intelligence
A private, on-device financial assistant that answers questions about your spending, income, budgets, loans, savings and net worth, and opens the relevant screen. Optional, available with Pro on compatible iPhones with Apple Intelligence.
2. Smarter transactions
Categorisation using your rules, previous choices and optional on-device AI. Review suggestions, create rules and decide what may be applied automatically. Clearer transfers and better period navigation.
3. Better financial planning
Life Plan milestones with funding gaps and savings targets, a 1,000-scenario Monte Carlo simulation of market outcomes, and a clearer 3-month balance forecast.
4. A more personal dashboard
Mini tiles, five additional visualisations, assets and debts side by side, and clearer Safe to Spend explanations.
5. More control and consistency
Private accounts that household members don't see, a local change history with undo/restore, and consistent figures across the app, widgets and Apple Watch. Also improved translations, accessibility and stability.
Frequently asked questions
Is the update free?
Yes, the update is free. KRONO Intelligence requires Pro and a compatible iPhone; most other improvements are available to everyone within their plan's limits.
Does AI change how my data is stored?
No. Financial data stays on your iPhone, and AI features are off until you enable them.
What are private accounts?
Accounts you keep out of household sharing, so other household members don't see them.