Open Banking, done the safe way

Open Banking is what lets KRONO see your accounts without asking for your online-banking password. It's a regulated European standard (PSD2), and KRONO uses it exactly as intended — read-only and under your control.

You choose your bank inside KRONO. The connection is made through SaltEdge, a licensed Open Banking provider. You authorise the connection directly with your bank — KRONO never sees your login.

Once authorised, KRONO can read balances and transactions. It cannot move money, change details, or initiate payments.

Before PSD2, apps had to ask for your bank password and scrape screens. It was fragile and unsafe. PSD2 forces banks to expose secure, audited APIs and gives you the legal right to share your data with apps you choose.

KRONO is built on this standard, which is why it works across most European banks and why it's safe to use.

Open KRONO, pick your bank from the list, sign in with your bank's own login flow, approve the read-only consent. Transactions from the last 90 days appear within seconds.

Add as many banks and accounts as you like. A single view finally covers everything.

Consent is time-limited by regulation — usually 90 or 180 days depending on your country. KRONO reminds you before it expires and you renew with one tap. You can disconnect any bank at any time.

Which banks are supported? Most banks across Norway, Spain, Germany, France and the wider EEA. If your bank supports PSD2, KRONO can connect to it via SaltEdge.

Can KRONO move money in my accounts? No. The connection is strictly read-only. Payments and transfers stay in your bank's app.

What happens if I revoke access? The bank stops sharing new data with KRONO immediately. Data already on your device stays on your device until you delete it.