Financial planning without a provider cloud
Your financial history does not need another company's storage account. KRONO stores and processes financial data on your iPhone; it does not run its own cloud for that data.
KRONO AS · Updated:
What stays on your device
Accounts, transactions, categories, budgets, savings goals, assets and debts are kept locally. Your financial overview is not a KRONO cloud account. Local calculations depend on the entries you maintain.
Optional sharing is a separate choice
Household sharing uses your private iCloud through Apple, not KRONO's servers. Turning it on means shared data uses an external service. Private iCloud sharing is not the same as an entirely offline workflow.
Bank connection depends on the country
Only Germany offers optional read-only bank connection through Salt Edge. Elsewhere, add accounts manually or import CSV files. Salt Edge's data handling is separate from local KRONO storage and has its own terms.
Export before deleting
Export anything you need to keep before removing the app. An exported file is not automatically a tested, restorable backup. Device backups depend on your Apple settings and differ from household sharing.
Read the right privacy notice
App financial data and website analytics are different. krono.info uses Google Analytics for visits and App Store clicks; that is not an analysis of your locally stored finances. See the privacy policy for the documented details.
Country availability and pricing
Automatic bank connection is available only in Germany. Elsewhere, use manual accounts and CSV import.
Free forever: up to 3 accounts, 2 loans and 1 monthly budget. Pro: €6.99/month or €69.99/year in euro countries; App Store prices can vary by country.
Start with KRONO Free
Add your own figures and check which features fit your needs.
KRONO for iPhone (iOS) · Free: €0 · Pro: €6.99 per month or €69.99 per year in euro countries. Prices can differ by App Store country.
Automatic bank connection is currently only available in Germany. Elsewhere you add accounts manually or import transactions from a CSV file.
| Area | In KRONO | Limit |
|---|---|---|
| Net worth | Assets minus debts | Update manual values; no automatic property valuation |
| Cash flow | Income, expenses and loan payments | Only principal reduces debt |
| Forecast | Financial forecast up to 24 months; payments 7 days to 3 months | Based on your inputs, not a guarantee |
| Household | Optional private-iCloud sharing | No automatic settlement or verified Free sharing access |
| Bank connection | Germany only; manual or CSV elsewhere | Pro does not extend country availability |
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Frequently asked questions
Does KRONO store my finances on its servers?
No. Financial data is local by default; optional household sharing uses private iCloud.
Can I use it without a bank login?
Yes. Manual accounts and CSV import do not require bank access.
Will deleting the app cancel Pro?
No. Manage the subscription through Apple separately.