Safe-to-Spend Calculator

Enter your monthly income, fixed costs and savings target. The calculator subtracts them and splits what's left across the days remaining in the month — the same daily number KRONO shows in the app.

KRONO computes Safe-to-Spend live from your real bank transactions.

What is a Safe-to-Spend number? It's what you can spend today without breaking your budget for the rest of the month, after fixed costs and savings are already reserved.

Why not just check my bank balance? Your balance still contains money owed to rent, bills and savings. Safe-to-Spend removes those to give a truly discretionary number.