Plan the big moments before they arrive
A life plan is a list of future milestones with estimated costs, dates and the savings needed to reach them.
KRONO AS · Updated:
KRONO's Life Plan turns future milestones — a home, a car, parental leave, a sabbatical — into dates, estimated costs and a monthly savings target. A separate simulation explores how investments might develop across 1,000 possible market paths.
Milestones with real costs
Add a milestone, its target year and today's estimated cost. KRONO adjusts the cost for inflation, compares it with what you have set aside and shows the funding gap.
From the gap, KRONO calculates the monthly saving needed to reach the milestone on time, so you can see whether a plan is realistic or needs a later date or a lower budget.
1,000-scenario simulation (Odds)
The Odds simulation runs 1,000 Monte Carlo scenarios of investment-market outcomes to show a range of possible results instead of a single straight line.
Important: Life Plan and the simulation answer different questions. Life Plan uses your goals and their estimated costs; the simulation explores market outcomes. Milestones are not yet included in the Monte Carlo simulation.
Short term: the 3-month balance forecast
For the next 91 days, KRONO projects your daily balance from scheduled payments, income and estimated everyday spending, and highlights the lowest projected balance.
Frequently asked questions
Does the simulation include my milestones?
Not yet. Life Plan handles milestones and savings targets; the Monte Carlo simulation explores investment-market outcomes separately.
Are the results guaranteed?
No. They are estimates based on your inputs and assumptions, not predictions or financial advice.
Does KRONO adjust for inflation?
Yes. Milestone costs are adjusted for inflation up to the target date.